Frugal Living and Budgeting

Ditch the spreadsheet stress and say goodbye to financial woes! Welcome to your ultimate budgeting hub, where we’re all about empowering you to take control of your finances and build a budget that works for you. Forget dry numbers and boring charts – we’re injecting budgeting with a healthy dose of fun, creativity, and real-life hacks that will transform your relationship with money.

what is the purpose of budget

What is the purpose of a budget? (And why you need it?)

The purpose of a budget is to do what? Ever wondered, what is the purpose of a budget? Why everyone talks about creating a budget first thing when it comes to taking control of your finances? Well, it’s because the budget is the only tool that can help to improve your overall financial health. It […]

Can we use a check with an old address

Can you use check with an old address?

Using check with an old address With the rise of digital payments like PayPal, Zella, Venmo, etc., you might think you might not need to check anymore but that not true. As per a report published by Federal Reserve, there were 14.5 billion payments through checks in 2018 with a value of $25.80 trillion. So,

What do you mean by counter credit

What is counter credit?

What is counter credit? Saw a transaction labeled as “counter credit” while reviewing your bank statement? And wondering what does counter credit really mean? Well, there is nothing to be panicked about since….. Counter credit refers to the deposits made by you in person at the bank over the counter. Let’s dig deeper and see

how to make better financial decisions

How to make better financial decisions

Learn how to make better financial decisions to secure your financial future! When it comes to financial decision-making or financial planning, different things pop up in your mind. It may be about how much money you are making now and how much money you are going to make in the future. After that what comes

Financial-Literacy

Financial Literacy: What you need to know?

As important as it is to learn to read and write, becoming financially literate is equally important. It helps you get educated about the basics of money. Having financial literacy helps in developing a stronger understanding of the financial terms and helps you manage your money better. You will be surprised to know that: Only