Frugal Living and Budgeting

Ditch the spreadsheet stress and say goodbye to financial woes! Welcome to your ultimate budgeting hub, where we’re all about empowering you to take control of your finances and build a budget that works for you. Forget dry numbers and boring charts – we’re injecting budgeting with a healthy dose of fun, creativity, and real-life hacks that will transform your relationship with money.

31 Cheap 18th birthday ideas (To celebrate on a budget)

Cheap 18th birthday ideas Are you looking for 18th birthday ideas? You’re about to become an adult. It’s time to start thinking about the things you love doing and make them a part of your life. The best way to do this is by celebrating your birthdays in style, which means having fun! Celebrating the

Must have sinking fund categories

Must-have sinking fund categories on your monthly budget

Sinking fund categories that you should include in your monthly budget Let’s look at the sinking fund categories that you should include in your monthly budget and be prepared for future expenses right in time. A budget gives you a plan on how to spend your money in a given period (which is usually a

pay off credit card debt fast

7 tips to pay off credit card debt fast

pay off credit card debt fast Are you drowning in credit card debt? Or maybe you simply spent a little more than you can chew? The average American holds $6,194 in credit card debt and it’s becoming a serious problem. Credit cards are great when used responsibly and can even help you manage your credit

Free money hacks

Free money hacks – 60 easy ways to make free money fast

Free money hacks Discuss the topic of free money hacks with your friends, and you will mostly be greeted with disbelief. You can’t really blame them! The idea of making free money does sound illogical. But in reality, there are many ways to earn free money online. These methods are legal and not scams. All

How can we save money with minimalism?

Only a few years ago, minimalism was an elitist aesthetic related to art, design and architecture. Nowadays, the new minimalism has become increasingly popular and it is everywhere: books on minimalism, the minimalists’ podcast and blog, a documentary about minimalism on Netflix, Japanese inimalism, Scandinavian minimalism, Marie Kondo’s minimalism. Despite the differences in method, their

Can't afford to move out

Can’t afford to move out? Try these 9 tips!

Can’t afford to move out of parent’s house? Moving out of your parent’s home is one of the major decisions you may make in your 20s! It marks the beginning of your independent living and being responsible for your schedules with no rules or obligations. Living on your terms does sound exciting but this freedom

what is the purpose of budget

What is the purpose of a budget? (And why you need it?)

The purpose of a budget is to do what? Ever wondered, what is the purpose of a budget? Why everyone talks about creating a budget first thing when it comes to taking control of your finances? Well, it’s because the budget is the only tool that can help to improve your overall financial health. It