Free money hacks
Discuss the topic of free money hacks with your friends, and you will mostly be greeted with disbelief.
You can’t really blame them! The idea of making free money does sound illogical.
But in reality, there are many ways to earn free money online. These methods are legal and not scams.
All you need is the knowledge of free money hacks that work.
Read on to know how to make money easily through free money hacks. Find the answers to all your questions linked to free money hacks, including –
- How can I get free money right now?
- What app gives you free money?
- What are the different ways to make free money?
- How much money can you make from free money hacks?
- Are free money hacks worth it?
You might also be interested in these posts relating to making money in your free time:
Easy hacks to get free money
Use cashback apps
We all need to make purchases now and then. Why not make some money while you buy stuff?
Cashback apps help you make money when you purchase anything, both online and offline.
The cashback you earn on these sites can range from 5% to 40% of the money you spend.
The Ibotta app offers cashback on grocery shopping.
You need to scan your grocery receipts while using this app and earn cashback on items like milk, bread, vegetables, cleaning products, and more.
You have to make $20 to be able to withdraw your money. But this figure is not difficult to achieve.
Ibotta was founded in 2012 and has paid out over $860 million in cash rewards.
You can also make up to $20 in Welcome Bonuses when you join.
2. Rakuten (formerly Ebates)
Rakuten is one of the best apps for earning cashback on purchases.
This app has partnered with over 2,500 stores, and you can get cashback rewards when you use their website to shop.
All that you need to do is to go to their website and download the Rakuten app.
You can then browse the listing and purchase what you want. Depending on where you shop, you can get as much as 40% cashback on your purchase.
You also get free money when you sign up with Rakuten.
You can withdraw your earnings via PayPal.
TopCashback has over 15 million members currently. It has partnered with over 4,400 stores and can give up to 100% of its commission.
Payments are made either directly to your bank account, via PayPal, or in gift cards. The average member earns $345 cashback each year through this app.
Honey is a browser extension that helps you find the best deals whenever you shop online. Just download this extension and shop as you usually do online.
When you get to the checkout, Honey will automatically add a discount or coupon code if one exists.
The Droplist feature in Honey alerts you when the items you have an eye on goes down at price. The Honey Gold is their gift card loyalty program.
The Honey program has more than 30,000 participating merchants, and it gets its users a discount of 17.9% on average- which translates to over $100 in annual savings.
ShopAtHome gives you cashback when you shop online at its partner stores.
Some of the tops brands you partner with include Amazon, Walmart, Expedia, BestBuy, and Groupon.
You can claim your money through a check, Paypal, and over 80 gift card options.
Drop is a popular cashback rewards app. It has over 3 million active users. You can download this app and shop through it.
As you shop, you will continue to accrue points, which you can redeem for gift cards to brands like Amazon, Netflix, and Starbucks.
The app also has a card linking feature, through which you can safely link your bank card details to the app and make the process simple.
Dosh is another easy-to-use cashback app. Just download the Dosh app, create an account and link your card to the app.
Dosh will track your purchases and automatically reward you when you buy from a partner merchant.
Dosh has over 100,000 partners, including Pizza Hut, Walmart, Disney Plus, Apple Music, and Uber.
Once you reach $25 in rewards, you can get money in your bank, Venmo, or PayPal account. You can donate your rewards to charity,
Get paid to watch videos online
Do you spend a lot of time online watching videos, movies, and tv shows?
Why not earn some money by doing exactly what you love to do?
Several companies pay you to watch movies, commercials, or videos and give them your opinion about it.
Sign up with Swagbucks, and you can make extra money by watching videos.
The site pays you to watch videos, movie previews, the latest news, events, and more. Watching videos is a great way to earn money in your spare time.
9. Inbox Dollars
Inbox Dollars doesn’t only pay you cash to watch videos; you also get paid to do other online activities like playing games and taking online surveys.
Here, you can watch short video clips about sports, beauty, and health and earn $0.01 to $0.04 per playlist.
MyPoints is another popular app that lets you earn money while watching videos. When you watch videos, you earn points, which you can then redeem for gift cards.
You can make as many as 500 points a day watching videos. With MyPoints, you also get paid to shop, play games, and read emails.
Take online surveys
Many of you will say that this is not a free money hack as you need to make some effort to get this money.
However, it is still an easy way of making money. Here are some sites where you can take surveys and make money.
11. Prize Rebel
Prize Rebel is one of the most trusted websites that pay you for taking surveys.
You can sign up with them and start taking market research surveys for points that can be redeemed for gift cards or Paypal cash.
You can even take advantage of their referral program and earn 15% bonus on their earnings. What could be an easier way to earn money online than this?
12. Survey Junkie
Survey Junkie helps you earn cash when you answer surveys. When you become a member of Survey Junkie, you will be able to build your profile and have surveys matched specifically for you.
When you complete the surveys, you earn points to redeem later using your PayPal account or exchange them for gift cards. You can earn up to $2 to $75 per survey.
13. Survey Club
Survey Club has lots of surveys that you can answer. You can also do product tests and clinical trials. You can earn up from $3 to $200 for each survey that you complete here.
Most of the interesting polls that you hear in the news are responses to a YouGov poll. You to can earn money by giving your answers to YouGov polls.
You earn points for every survey that you take, and these points can be redeemed for rewards. The minimum threshold for redemption is 5,000 YouGov points.
The polls usually consist of 20 to 30 questions, which you can complete in five to six minutes.
15. Branded Surveys
Once you create your profile on Branded Surveys, you will start getting different surveys to fill. You can then collect points for every survey that you complete.
Once you reach 1,000 points, these can be redeemed in the form of gift cards, cash via PayPal, or their Branded Pay option. The Branded Pay option is available only to US members.
16. Toluna Influencers
According to Toluna Influencers, your answers to their surveys directly impact how the different companies distribute, market, and advertise new products.
You will be asked some questions to determine if you are eligible for each survey. If selected, each survey lasts between 15 and 20 minutes.
You earn points for signing up and answering surveys. You can redeem these points for cold hard cash, gift cards, and sweepstakes tickets for great new gadgets or getaways.
17. Opinion Outpost
Opinion Outpost is a market research company where members collect points to fill out online surveys.
You can also earn points by testing out new products and watching ads. On average, a survey pays 10 Opinion Points. You can earn $10 as a reward for every 100 points that you make.
You can redeem your points for PayPal cash, pre-paid Visa cards, and other gift cards.
18. Google Opinion Rewards
Download the Google Opinion Rewards app on your smartphone, and you can make easy money by taking surveys here.
The survey could be about a whole range of different topics, including a hotel review, personal opinion, or a satisfaction survey from a particular merchant.
You can also earn money by sharing your TV and internet usage with Google Opinion Rewards.
Even when you have paid for the item you have bought, you can get some of your money back in the form of refunds.
Here are some of the best apps and websites that can help you earn refunds.
Paribus is a price-tracking app that syncs with a user’s email account to scan for receipts and negotiates with companies to refund the difference when the price drops shortly after purchase.
All you have to do is download the Paribus app and shop as you usually would. Paribus will check your confirmation emails and identify the price changes.
If there are any price changes, Paribus will help you get your money back.
20. Rakuten Slice
Rakuten Slice keeps an eye on all your purchases and watches for any price drops. This app automatically tracks the package number in your email whenever you buy something.
If the price drops, it will let you know and help you get a refund.
Slice also stores your e-receipts for you. Your receipts will always stay in your account, even if you accidentally delete the email.
Earny is an app and a browser extension that can help secure refunds on items where the price has dropped. It also allows you to earn a 20% refund when you shop online.
You can also link your Amazon account and get price tracking and price drop alerts on Amazon items saved to your wish list.
Earny also lets you know if your Amazon deliveries are late so that you can request compensation.
Sign up bonus from banks
Opening a bank account is an excellent way to earn free money. Since the competition is fierce, banks often offer a significant amount as sign-up bonuses.
Here’s a list of some banks and the sign-up bonuses that they offer –
22. Capital one Bank – From $100 up to $500
23. Chase Bank – From $200 up to $700
Chase bank offers great bonuses if you open an account with them. You need to meet certain requirements and maintain a minimum balance to avail the bonus.
24. HSBC – From $225 up to $475
http://hsbc.comIf you switch from any other bank to HSBC, you can enjoy some great bonuses up to $475. They offer a wide variety of products that you can choose from for all your banking needs.
25. Wells Fargo Bank- Up to $400
26. US Bank – Up to $300
27. Axos Bank
Axos Bank offers a high yield savings account and money market accounts to higher interest than other traditional banks.
They also offer a bonus of $100 from time to time if you sign up for their checking account. You can take advantage of this bonus and higher APY to earn additional money than a traditional bank account.
28. CIT Bank
CIT Bank offers the best interest rate on the bank accounts than any other bank. Opening a high-yield saving account, money market account or commercial deposit is the best best way to earn a higher return on your money lying in bank accounts.
Other banking free money hacks
29. Webull Free Stock
This investment trading platform has no commissions and no minimum deposits.
Webull Free Stock is registered with and regulated by the Securities and Exchange Commission and Financial Industry Regulatory Authority.
You can open a brokerage account and receive two free stocks worth $2.50 to $250. If you fund your account with $100, you will receive additional stocks valued between $8 and $1600.
You also earn more stocks for every person you refer, and each referral stock is valued between $8 and $1600.
30. Personal Capital
Personal Capital is a wealth management company that offers financial tools you can use to track your money.
It is beneficial for high net worth investors who are looking for comprehensive financial management.
It identifies and alerts you to money-making opportunities. They offer investment services to help build a tax-efficient portfolio and give you insights into your cash flow, spending, and budgeting.
ATM fees, monthly service fees, card replacement fees, foreign exchange fees, wire transfer fees, and overdraft fees can make a massive dent in your savings.
Cushion is a fintech company that automatically scans and gets your fees refunded. They support 15,000 US Banks and Credit Unions.
Using Cushion can also improve your credit score when you get your late fees waived.
32. Intuit Mint
Intuit Mint is a personal financial management website and mobile app for the US and Canada.
Through this free money manager and financial tracker app, you can create budgets, view suggestions based on your spending, and check your free credit score as many times as you want, and also get tips to improve it.
Intuit Mint gives you the complete picture of your financial health by bringing everything together: account balances, monthly expenses, spending, your free credit score, net worth, and more.
With your finances better organized, you may even be able to discover some of your own money that was hiding away in plain sight.
Acorns is a fintech company that allows members to invest by regularly saving small sums of money, a micro-investing approach to save for retirement.
You can invest as little as $1 a month. There is no hidden fee, and every dollar you invest is automatically diversified into over 7,000 stocks & bonds.
Another interesting feature of Acorns is that it allows you to invest your spare change. This app monitors your bank account and uses round-ups to make micro-investments.
If you spend $3.60, Acorns will automatically invest 40 cents into your portfolio.
While this may technically not be free money, it is an excellent hack to build your portfolio.
34. Splash Financial
If you are paying high interest rates on your student loans, Splash Financial could be just the solution for you.
Splash Financial is an online platform that helps hardworking graduates to refinance their student loans and reach financial freedom.
You can apply for a Splash Financial refinanced student loan on their website. Before you decide on a student loan refinance lender, you must compare multiple student loans refinance options to ensure you get the best rate you qualify for.
In addition to interest rates, you must compare lenders’ repayment options and the flexibility they offer borrowers who are struggling to make payments.
35. Acre trader
Acre Trader is a farmland real estate investment company offering low minimum, passive farm investments.
When you consider the growing global population and the ever-increasing demand for food, farmland can provide long-term returns and portfolio diversification.
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Play games free money hacks
If you love to play online games, wouldn’t it be great to get paid to play games? Here are a few apps that pay you to play games.
Mistplay is an app that provides a loyalty program that rewards gamers in the form of points. You can later redeem these points for rewards such as gift cards and Steam credit.
To be able to earn points, you must play a game for two to five minutes. After you finish a specific goal in the game, it informs you of your achievements.
You must also submit a summary of your opinion of the game to earn points. You can make around $1 for one hour of gameplay.
Gamehag is a rewards platform that lets you earn various prizes and gift cards for playing your favorite video games on your desktop or your smartphone.
When you play games here, you earn Soul gems, which you can later redeem for free Steam games, gift cards, cool skins for games, and even redeem major titles for free.
You can also make money with Gamehag by using their website frequently. You can earn 20 Soul Gems if you log in on seven consecutive days.
38. Long Game
Do you believe saving money is no fun? Long Game is here to prove you wrong.
This personal finance app rewards users for setting aside money in a savings account by allowing them to unlock games that could add to their stash.
This app is powered by a basic savings account that pays interest on deposits. What distinguishes it from other savings accounts is that it is structured like a game.
When you deposit money in your account, you earn coins besides earning interest. You can use these coins to play lottery-style games.
Long Game offers cash prizes of up to $1 million and has over 25 games, including Spin to Win, Lucky Slots, and Scratchers.
PlayTestCloud pays gamers for trying out games and voicing their thoughts. You need to create an account with PlayTestCloud and wait for an invitation to try out a game.
If you are selected to test a game, you need to voice your thoughts about the game as you play. PlaytestCloud will record your game screen and your voice.
Most game tests last between 15 to 30 minutes.
The payment for most tests is $9 but can vary depending on the length of the play. Payments are processed three times a week and made via PayPal.
Buy or sell gift cards
The money you use to buy a gift card is less than what it is worth at several sites.
For example, if you buy a gift card worth $50 for $40, you make $10 of free money. These are some sites where you can purchase discounted gift cards.
40. Gift Card Granny
Gift Card Granny is the largest discount gift card marketplace, with over 400,000 gift card deals and over 18 million yearly visitors.
On average, this website sells gift cards with a 10% discount on the card value. So, a $100 gift card will sell for $90 here.
When you buy many discount gift cards here, you also receive gift cards as rewards. You can get these reward gift cards by earning the points when you buy a gift card.
Another site to buy discounted gift cards is Raise. The discounts here can reach up to 30%. You also get a $10 cashback on your first purchase of $50 plus here.
All the gift cards bought here have a one-year guarantee.
42. Gift Card Spread
Gift Card Spread also has many gift cards on offer for discounts of up to 31%. The website is easy to use, and the retailers are listed alphabetically.
You can also search for gift cards by price, card type, or a multitude of categories. Like other exchange websites, each retailer has a saving of up to a certain amount. You can then click to see what your options are.
Sell stuff you no longer use
We’ve all got things lying around in the house that we no longer use. Decluttering your home can be a great way to earn free money.
You can make a garage sale for all your extra items or put up your extra stuff for sale on a website or app.
So, what app gives you free money for your clutter? Here are some of the best apps to sell things you no longer use –
Using Decluttr is a good free money hack. You can sell your old CDs, DVDs, Blue-Rays, cell phones and tablets here.
The process is fast, easy, and free. You can get an instant online valuation and can ship your products for free. They provide quick next-day payments on goods received. Decluttr has paid over $300 million to over 6 million customers.
OfferUp is an app that allows you to sell everything from clothing to cars. It has a picture-heavy interface which is helpful for buyers.
Selling here can be more profitable for certain items than other sites, as there are no fees if the item isn’t being shipped or if the buyers pay in cash.
HoneyGain is one of the best free money hacks you will find. This app uses your internet connection to collect data and cater to their client’s queries.
Once you have downloaded this app on your smartphone, it starts using your internet data. HoneyGain partner businesses then use this network for market research and data collection.
If you have four devices connected and share 8GB of data per day, you can earn $24 per month. Once you reach a threshold of $20, you can withdraw your funds.
If you have many clothes lying around, you can make money by selling them on Flyp.
Flyp connects you to a network of independent Pro Sellers who sell your clothes you no longer use. Pros handle the pricing, listing, negotiating with buyers, packing, and shipping of each item for you.
You will have to take one photo of each item you want to sell to create a Lot. You will then send your Lot, and the Pro seller will get to work.
You will then receive your payments after deducting the commission.
If you have books you no longer need, you can sell them on SellBackYourBook.
Sell Back Your Book allows you to get instant price quotes for over 1,000,000 books from your android phone by scanning the book’s barcode or entering the ISBN.
The prices of the books are continuously updated. They also provide free shipping.
In case you are wondering how can I get free money right now, SellBackYourBook is just the place for you. All payments are processed within three days of your item arriving.
Use a spending tracker
Keeping track of your expenses is an excellent way to save more. When you see the costs getting high, you will make an effort to lower them.
These apps can help you track your expenses and indirectly help you save more money.
Billshark app helps to negotiate your bills for you and helps you get as much discount as possible from the bill’s issuer.
You will have to part with 40% of your savings from the bills as a service charge. This may seem a bit high to you, but you still get to save 60% of the money.
Over a period of time, it can add up to a significant amount.
The Trim app helps negotiate for lower rates on your bills by analyzing your financial transactions and canceling any unused and unwanted subscriptions. It can also negotiate phone and internet bills and credit card rates.
You can use Trim for free, or you can also pay for some upgraded features. Here are some of the fees associated with Trim –
- Access to basic Trim – free
- Using Trim for bill negotiation – cost is 33% of your total annual savings.
- Trim Premium – $10 per month
BillFixers is a bill negotiating service that helps consumers lower their monthly expenses on utilities and other bills. This lets people save more and makes sure that they are not being ripped off by their subscriptions.
BillFixers is also a cost-efficient service since there is no upfront fee. The company only exacts payment when they successfully decrease the rates of a bill the user sent to them.
Just upload your bill in a PDF format, and the Billfixers is ready to negotiate your bills.
Advertise on your car
If you own a car and wondering how can I get free money right now, your car has the answer for you.
Getting paid to advertise on your car is a genuine free money hack. Car wrap companies use your car as a billboard to advertise different products.
Carvertise runs thousands of marketing campaigns and pays drivers to rent the outside of their car for advertising.
This company doesn’t just put a few stickers on your car; they offer full and partial wraps that can cover more than 50% of your car.
If you have a 2008 model car or a newer one and you commute 30 miles a day, you can earn between $100 and $200 a month with Carvertise.
You can download the Wrapify app and apply for getting your car wrapped. You need to be at least 21 years old, and your car should be a 2010 model or newer to qualify. You can earn up to $425 per month.
Turn your junk mail into money
53. Small Business Knowledge Center
Small Business Knowledge Center (SBKC) is a market research company that rewards users for sending in their junk mail and forwarding spam emails.
This company sends you a pre-paid, pre-addressed envelope on the 25 of every month for your direct mail. You can forward your junk emails to them any time.
They are looking for mails from Insurance, Investment and Annuities, Mortgage and Loans, Banking and Credit Cards, Telecommunications, and Travel and Leisure industries.
They also accept flyers related to Food and Beverage, Games, Home products, and Apparel.
Lose weight and get fit free money hacks
54. Healthy Wage
If you are trying to lose weight, why not earn some money in the process?
HealthyWage is a health and wellness company that provides weight loss and fitness challenges with cash prizes.
Here you can either make personal weight loss bets, compete in teams with friends, or corporate wellness programs. The average prize for goal achievers is $1,331, and the top prize is $10,000.
With this app, you can earn money by walking, cycling, swimming, and playing a sport. The Achievement app connects to more than 30 health and fitness apps (like Fitbit, MyFitnessPal, Garmin, Apple Health ) and tracks your activities.
You can earn up to 80 points per day for logging in your fitness activities and six points per day for logging in your weight, food, sleep tracking.
You can earn $10 for every 10,000 points that you make on Achievement. You can also earn extra cash by taking surveys related to health and fitness on Achievement.
Sweatcoin is another app that helps your earn money when you walk. All you need to do is download the app and let it run in the background.
The app then uses your phone’s GPS and built-in accelerometer to track your steps.
This app converts your steps into Sweatcoins that you can use for rewards. With a free membership, you can earn up to 5 Sweatcoins per day for 5,000 steps.
You can upgrade your membership to make more sweatcoins. You can earn $1000 through Pay Pal for 20,000 sweatcoins, though it could take you many months to reach this goal.
Make money as a mock juror
Another creative and fun way to make money is to become a mock juror. A mock jury is a group of people that allows lawyers to prepare for their cases before the actual trial.
Here are a few websites that you can join as an online mock juror.
This company provides jurors for mock trials by attorneys. To participate as an online jury, you can sign up on their website.
If there is a new case in your area, you will be notified via email. Accept the mail and review the documents on the website.
Read the document and answer questions, and hit the submit button. The mock jurors are paid $5 to $10 per case.
OnlineVerdict is an online focus group research website. To work with them for mock jury duty, you must sign up on their website.
You also need to provide some basic demographic information when you sign up.
When an attorney posts a case, you will get an invite to review the case. You have to review the case and answer some questions.
You will be paid between $20 to $60, depending on the duration of the trial.
To become an online juror with SignUpDirect, you must sign up on their website. Once a case is presented, you will be selected based on your demographic information.
You can then read up on the case and answer the questions. You will be paid around $12 per hour.
60. Find unclaimed money
There’s no better free money hack than finding that you’re owed unclaimed money from the Government.
Though the Federal Government does not have a central website to find unclaimed money, you can use the following databases for your search –
- State’s Unclaimed Property Office
- Veterans Unclaimed Insurance Funds
- Unclaimed Pensions
- Unpaid Wages – DOL’s Database
Final thoughts – Are free money hacks worth it?
We hope this article has answered all your questions about getting free money, including – How can I get free money right now and what app gives you free money?
Whether you are on a tight budget or are trying to add to your savings, these free money hacks will get you on the path to financial success.